UK

• Maximum Loan: 70%* of purchase price or valuation, whichever is lower (*up to 85% in certain cases)
• Maximum Term: 25 years or to age 70 whichever is sooner. Some lender may increase this is proof of income in retirement can be shown
• Property Use: Main residence, 2nd Home, Investment
• Property Type: Single Family, Condo/Apartment, Multi-family
• Purpose of Mortgage: Purchase, Refinance
• Currency: Sterling, Euro, USD, CAD, AUD, NZD, CHF, YEN, HKD, SGD
• England, Scotland, Wales and Northern Ireland

France

• Maximum Loan: 85% of purchase price or valuation, whichever is lower
• Maximum Term: 25 years or to age 70 whichever is sooner
• Property Use: Main residence, 2nd Home, Investment
• Property Type: Single Family, Condo/Apartment, Multi-family
• Purpose of Mortgage: Purchase, Refinance
• Currency: Sterling, Euro, USD, CAD, AUD, NZD, CHF, YEN, HKD, SGD
• Mainland France and Mediterranean Territories

Spain

• Maximum Loan: 70% of purchase price or valuation, whichever is lower
• Maximum Term: 25 years or to age 70 whichever is sooner
• Property Use: Main residence, 2nd Home, Investment
• Property Type: Single Family, Condo/Apartment, Multi-family
• Purpose of Mortgage: Purchase, Refinance
• Currency: Sterling, Euro, USD, CAD, AUD, NZD, CHF, YEN, HKD, SGD
• Mainland Spain and Mediterranean Territories

Portugal

• Maximum Loan: 70% of purchase price or valuation, whichever is lower
• Maximum Term: 25 years or to age 70 whichever is sooner
• Property Use: Main residence, 2nd Home, Investment
• Property Type: Single Family, Condo/Apartment, Multi-family
• Purpose of Mortgage: Purchase, Refinance
• Currency: Sterling, Euro, USD, CAD, AUD, NZD, CHF, YEN, HKD, SGD
• Mainland Spain and Mediterranean Territories

Italy

• Maximum Loan: 70% of purchase price or valuation, whichever is lower
• Maximum Term: 25 years or to age 70 whichever is sooner
• Property Use: Main residence, 2nd Home, Investment
• Property Type: Single Family, Condo/Apartment, Multi-family
• Purpose of Mortgage: Purchase, Refinance
• Currency: Euro
• Mainland Italy and Mediterranean Territories

• We do may be able to offer mortgages on a bespoke basis for other European countries, please contact us to discuss your enquiry.