Specialists in Foreign National and Investment Mortgages

US Residential Mortgages for
Foreign Nationals

International Mortgages has over 25 years of experience specializing in Foreign National and Investment Mortgages in USA.

Our expertise lies in helping international clients secure financing for U.S. properties with solutions tailored to their unique needs. Whether you’re purchasing a primary residence, a vacation home, or an investment property, our residential mortgage services are designed to make the process smooth, transparent, and efficient.

Financing Options

We offer a wide range of mortgage solutions, including:

  • Primary residences – financing up to 80% loan-to-value with a qualifying visa.
  • Second homes and investment properties.
  • Commercial real estate and bridge loans.

Key Benefits

Our programs are structured to provide flexibility and accessibility for foreign nationals:

  • Loan terms available for up to 40 years.
  • No age restrictions.
  • No U.S. credit history, visa, or Social Security Number required for foreign national applicants.
  • Loans available for purchase, refinance, or cash-out options.

Specialized Programs

Beyond traditional mortgages, we also provide financing for:

  • Fix and Flip projects.
  • Fix to Rent investments.
  • Construction finance for new property development.

With decades of experience, we have built strong relationships with lenders and understand the unique challenges of securing a U.S. residential mortgage. Whether you’re exploring a foreign national mortgage or seeking long-term investment financing, our team is here to guide you through every step of the process.

Andy Scott
Director/ Senior Loan Officer

Lisa Scott
Director of Client Services

WHAT WE OFFER

  • Our residential mortgage services are designed to provide flexible financing options for a wide range of buyers, including international clients and those seeking investment opportunities.

    Available Programs

    • Relocation Mortgage (Primary Residence): Up to 80% loan-to-value for applicants with a qualifying work visa.

    • Second Home & Holiday Home Loans: Financing available up to 75% loan-to-value.

    • Investment Mortgages: Available for properties with up to 4 units.

    • Commercial Loans for business property purchases.

    • Bridge Loans to cover financing gaps.

    Key Features

    • Loan terms up to 40 years, with no age restrictions.

    • Options for purchase, refinance, and cash-out (for any purpose).

    • No U.S. Social Security Number or visa requirements for foreign national mortgage loans.

    • No U.S. credit history required — ideal for mortgage for non us citizens.

CONTACT US